:root{
    --bg:#0b1020; --bg2:#0e1428; --panel:#111a33; --panel2:#16203d; --line:#222f52;
    --fg:#e9eefc; --dim:#8f9bbd; --dim2:#66739a;
    --gold:#e7b95d; --gold2:#f0cd85;
    --accent:#5b8cff; --ok:#3fb984; --warn:#e0a341; --bad:#ef6b57;
    --radius:16px;
  }
  *{box-sizing:border-box}
  body{
    margin:0; background:var(--bg); color:var(--fg);
    font-family:-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Pretendard","Malgun Gothic",system-ui,sans-serif;
    font-size:14px; line-height:1.6; -webkit-text-size-adjust:100%;
  }
  .wrap{max-width:1280px;margin:0 auto;padding:26px 20px 90px}
  .kicker{display:inline-block;background:rgba(231,185,93,.16);color:var(--gold);
    font-size:10.5px;font-weight:800;letter-spacing:2px;padding:3px 9px;border-radius:4px;margin-bottom:10px}
  h1.title{font-size:32px;font-weight:800;margin:0 0 8px;letter-spacing:-.5px}
  .sub{color:var(--dim);font-size:13.5px;margin:0 0 22px}
  .tophead{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;flex-wrap:wrap}
  .topbtns{display:flex;gap:8px;flex-wrap:wrap}
  .cols{display:grid;grid-template-columns:1fr 420px;gap:18px;align-items:start}
  @media (max-width:960px){ .cols{grid-template-columns:1fr} .rightcol{position:static !important} }

  .card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);
    padding:20px;margin-bottom:16px}
  .cardhd{display:flex;align-items:flex-start;gap:12px;margin-bottom:16px}
  .num{background:var(--panel2);border:1px solid var(--line);border-radius:10px;
    width:38px;height:38px;display:flex;align-items:center;justify-content:center;
    font-weight:800;color:var(--gold);flex:none}
  .cardhd .tt{flex:1}
  .cardhd h2{font-size:17px;margin:0;font-weight:800}
  .cardhd .desc{font-size:12.5px;color:var(--dim);margin-top:2px}

  #drop{border:1.5px dashed var(--line);border-radius:14px;padding:20px;display:flex;
    align-items:center;gap:16px;cursor:pointer;transition:.15s;background:var(--panel2)}
  #drop:hover,#drop.hot{border-color:var(--gold);background:rgba(231,185,93,.07)}
  #drop .ico{width:64px;height:64px;border-radius:12px;background:linear-gradient(140deg,var(--gold),#c9922f);
    display:flex;align-items:center;justify-content:center;color:#2a1c00;font-weight:900;font-size:15px;flex:none}
  #drop .txt{flex:1;min-width:0}
  #drop .t1{font-size:16px;font-weight:800;margin-bottom:3px}
  #drop .t2{font-size:12.5px;color:var(--dim);line-height:1.5}
  #drop .t3{font-size:12px;color:var(--gold);margin-top:6px;word-break:break-all}
  .pdfbtn{background:var(--gold);color:#241900;border:0;border-radius:10px;padding:11px 18px;
    font-weight:800;font-size:14px;cursor:pointer;flex:none;font-family:inherit}
  .pdfbtn:hover{background:var(--gold2)}

  /* 전체 화면 드롭 오버레이 */
  #dropVeil{position:fixed;inset:0;z-index:9999;display:none;align-items:center;justify-content:center;
    background:rgba(6,10,22,.86);backdrop-filter:blur(3px);padding:24px;pointer-events:none}
  #dropVeil.on{display:flex}
  #dropVeil .veilbox{border:2px dashed var(--gold);border-radius:22px;background:rgba(231,185,93,.07);
    padding:44px 52px;text-align:center;max-width:560px;pointer-events:none}
  #dropVeil .vico{width:78px;height:78px;margin:0 auto 18px;border-radius:16px;
    background:linear-gradient(140deg,var(--gold),#c9922f);display:flex;align-items:center;
    justify-content:center;color:#2a1c00;font-weight:900;font-size:19px}
  #dropVeil .vt1{font-size:21px;font-weight:800;margin-bottom:8px}
  #dropVeil .vt2{font-size:13px;color:var(--dim);line-height:1.6}

  .sect{margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}
  .sect:first-of-type{border-top:0;padding-top:0;margin-top:0}
  .secttl{font-size:13px;font-weight:800;color:var(--gold);margin-bottom:12px}
  .secttl span{color:var(--dim2);font-weight:500;font-size:11.5px;margin-left:8px}
  .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
  .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
  @media (max-width:560px){ .grid3{grid-template-columns:1fr 1fr} }
  label.f{display:block;font-size:11.5px;color:var(--dim);margin-bottom:5px;font-weight:600}
  label.f em{font-style:normal;color:var(--dim2);font-size:10.5px;margin-left:4px}
  input,select{width:100%;background:var(--bg2);color:var(--fg);border:1px solid var(--line);
    border-radius:9px;padding:10px 12px;font-size:14px;font-family:inherit}
  input::placeholder{color:var(--dim2)}
  input:focus,select:focus{outline:none;border-color:var(--gold)}
  .toggle{display:flex;align-items:center;justify-content:space-between;gap:10px;
    background:var(--bg2);border:1px solid var(--line);border-radius:9px;padding:8px 12px;height:100%}
  .toggle .tl{font-size:12.5px;font-weight:600}
  .toggle .tl small{display:block;color:var(--dim2);font-size:10.5px;font-weight:400}
  .sw{position:relative;width:42px;height:23px;flex:none}
  .sw input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer;z-index:2}
  .sw i{position:absolute;inset:0;background:var(--line);border-radius:20px;transition:.15s}
  .sw i:after{content:"";position:absolute;width:17px;height:17px;border-radius:50%;background:#fff;
    top:3px;left:3px;transition:.15s}
  .sw input:checked + i{background:var(--gold)}
  .sw input:checked + i:after{transform:translateX(19px)}

  button{font-family:inherit;cursor:pointer}
  .btn{background:var(--panel2);color:var(--fg);border:1px solid var(--line);border-radius:10px;
    padding:9px 14px;font-size:12.5px;font-weight:700}
  .btn:hover{border-color:var(--gold);color:var(--gold)}
  .btn.rose{color:#ff8f9a;border-color:rgba(255,143,154,.35)}
  .btn.gold{background:var(--gold);color:#241900;border:0;font-weight:800}
  .btn.gold:hover{background:var(--gold2);color:#241900}
  .calcbar{position:sticky;bottom:0;padding:14px 0 0}
  .calcbtn{width:100%;background:linear-gradient(100deg,var(--gold),#d9a63f);color:#241900;
    border:0;border-radius:14px;padding:17px;font-size:17px;font-weight:900;letter-spacing:-.3px}
  .calcbtn:hover{filter:brightness(1.07)}
  .calcbtn:disabled{opacity:.45;cursor:not-allowed;filter:none}

  table.loans{width:100%;border-collapse:separate;border-spacing:0 6px;font-size:13px}
  table.loans th{font-size:11px;color:var(--dim);font-weight:600;text-align:left;padding:0 6px 2px}
  table.loans td{padding:0 3px}
  table.loans input[type=text]{padding:9px 10px;font-size:13px}
  .cbx{width:18px;height:18px;accent-color:var(--gold);cursor:pointer}
  .cbwrap{display:flex;justify-content:center}
  .delbtn{background:transparent;border:1px solid rgba(255,143,154,.3);color:#ff8f9a;
    border-radius:8px;width:32px;height:36px;font-size:15px;line-height:1}

  .rightcol{position:sticky;top:20px}
  .rescard{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
  .reshd{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:16px}
  .reshd h2{font-size:20px;margin:0;font-weight:800;line-height:1.3}
  .resbtns{display:flex;flex-direction:column;gap:6px;flex:none}
  .status{font-size:12px;color:var(--dim);margin:12px 0;display:flex;align-items:center;gap:7px}
  .dot{width:7px;height:7px;border-radius:50%;background:var(--ok);flex:none}
  .out{background:var(--bg2);border:1px solid var(--line);border-radius:12px;padding:16px;
    font-family:ui-monospace,SFMono-Regular,Menlo,"D2Coding",monospace;font-size:12.5px;
    line-height:1.85;white-space:pre-wrap;word-break:break-word;max-height:64vh;overflow:auto}
  .out .bk{color:var(--gold);font-weight:700}
  .out .hi{color:var(--fg);font-weight:700}
  .out .no{color:var(--bad)}
  .out .dim{color:var(--dim2)}
  .placeholder{background:var(--panel2);border:1px solid var(--line);border-radius:12px;padding:20px}
  .placeholder .p1{font-size:11px;color:var(--gold);font-weight:800;letter-spacing:1px;margin-bottom:8px}
  .placeholder .p2{font-size:15px;font-weight:700;line-height:1.5}
  .placeholder .p3{font-size:12.5px;color:var(--dim);margin-top:8px}
  .foot{font-size:11.5px;color:var(--dim2);margin-top:14px;display:flex;gap:8px;
    background:var(--panel2);border:1px solid var(--line);border-radius:10px;padding:11px 13px;line-height:1.6}

  details.raw{margin-top:14px}
  details.raw summary{cursor:pointer;font-size:12px;color:var(--dim);font-weight:600}
  pre.rawtxt{background:var(--bg2);border:1px solid var(--line);border-radius:9px;padding:12px;
    max-height:320px;overflow:auto;font-size:11px;line-height:1.5;white-space:pre-wrap;word-break:break-all;color:var(--dim)}
  .lenderrow{display:flex;align-items:center;gap:9px;font-size:12.5px;background:var(--panel2);
    border:1px solid var(--line);border-radius:9px;padding:8px 11px;margin-bottom:6px}
  .lenderrow .nm{flex:1;font-weight:700}
  .lenderrow input[type=checkbox]{width:auto;margin:0}
  .badge{font-size:10.5px;padding:2px 7px;border-radius:20px;border:1px solid var(--line);color:var(--dim)}
  .vwrap{border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:9px;
    padding:12px 14px;margin:-2px 0 8px;background:var(--panel2)}
  .vtitle{font-size:11.5px;font-weight:800;color:var(--gold);margin:12px 0 6px;letter-spacing:.3px}
  .vtitle:first-child{margin-top:0}
  .verify table{width:100%;border-collapse:collapse;font-size:11.5px}
  .verify th,.verify td{padding:5px 7px;border-bottom:1px solid var(--line);text-align:right}
  .verify th{color:var(--dim);font-weight:700}
  .verify th:first-child,.verify td:first-child{text-align:left}
  ol.rules{margin:4px 0 0;padding-left:18px;font-size:11.5px;line-height:1.7;color:var(--dim)}
  .warnbox{font-size:12.5px;border-radius:10px;padding:10px 12px;margin-top:10px;
    background:rgba(224,163,65,.12);border:1px solid rgba(224,163,65,.4)}
  .hidden{display:none !important}

  /* 로그인 화면 */
  #authGate{position:fixed;inset:0;z-index:10000;display:flex;align-items:center;justify-content:center;
    background:radial-gradient(120% 90% at 50% 0%,#16203d 0%,var(--bg) 60%);padding:24px}
  #authGate.done{display:none}
  #authGate .authbox{width:100%;max-width:380px;background:var(--panel);border:1px solid var(--line);
    border-radius:20px;padding:32px}
  #authGate h2{font-size:24px;font-weight:800;margin:0 0 6px}
  #authGate .ahint{font-size:12.5px;color:var(--dim);margin:0 0 20px;line-height:1.6}
  #authGate .amsg{font-size:12.5px;margin-top:12px;min-height:18px;color:var(--bad);line-height:1.6}
  #authGate .afoot{font-size:11.5px;color:var(--dim2);margin-top:18px;padding-top:14px;
    border-top:1px solid var(--line);line-height:1.7}

  /* 계정 발급 도구 */
  .acctbox{background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:12px;margin-top:10px}
  .acctout{font-family:ui-monospace,Menlo,monospace;font-size:11.5px;color:var(--gold);
    word-break:break-all;margin-top:10px;line-height:1.7;white-space:pre-wrap}
  .acctrow{display:flex;align-items:center;gap:10px;padding:8px 10px;border:1px solid var(--line);
    border-radius:9px;margin-bottom:6px;background:var(--panel2);font-size:13px}
  .acctrow .aid{font-weight:700;min-width:96px}
  .acctrow .anm{color:var(--dim);flex:1}
  .acctrow .aun{color:var(--dim2);font-size:11.5px}
  .acctrow.gone{opacity:.45}
  .spin{display:inline-block;width:12px;height:12px;border:2px solid var(--line);
    border-top-color:var(--gold);border-radius:50%;animation:sp .7s linear infinite;vertical-align:-2px}
  @keyframes sp{to{transform:rotate(360deg)}}